Lifetime Income Solutions Planner
Concerned about outliving your retirement assets? People are living longer than ever before and with other questions about Social Security, unpredictable market performance, higher healthcare costs and rising inflation, your nest egg may not last as long as you. A solution may be securing a guaranteed income for life.
Use our online Lifetime Income Solutions Planner to help evaluate your income and primary expenses and determine your comfort level in retirement. Discuss your results with your financial professional to see how you might adjust your retirement plans.
Need Retirement Income You Can’t Outlive?
Watch the video about securing a lifetime income using a single premium immediate annuity (SPIA). Listen to Meg’s story as she uses a single premium immediate annuity to alleviate concerns about outliving her retirement assets and being unable to meet monthly expenses.
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*Commutation benefit is currently unavailable in New York and Oregon, and only available with payment options containing a period certain component of 10 years or more and all life contingent contracts with guaranteed payments.
An immediate annuity is permanent. An owner has no access to the premium, which converts to income payouts. A contract has no cash value, no death benefit and can’t be surrendered. Terms such as the payout amounts, timing and rates cannot be changed, unless commutation elected. Payouts end at annuitant death unless certain period or installment refund option elected. Life contingent payout may be less or more than premium based on length of annuitant(s) life. Life and Temporary Life payouts provide no benefit on or after the death of the annuitant(s). The commutation rider is not available all states. Contract series ICC09 ENT-01 0901, ICC09 ER.01 0901, ICC09 ER.02 0901, ICC09 EE.01 0901, ICC09 EE.02 0901, ICC09 EE.03 0901, ENT-01 0901, ER.01 0901 and ER.02 0901.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. Annuities are issued by Integrity Life Insurance Company, 400 Broadway, Cincinnati, OH, 45202 and National Integrity Life Insurance Company, 15 Matthews Street, Suite 200, Goshen, NY, 10924-1995, both are members of Western & Southern Financial Group. Integrity operates in all states and DC except ME, NH, NY and VT, where National Integrity has operating authority. W&S Financial Group Distributors is an affiliated agency of the issuers, which have sole financial responsibility for their products. This contract has limitations. Annuity benefits offered may vary due to misstatement of sex or age.
Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax.
Integrity and National Integrity do not offer tax advice. For specific tax information, consult your attorney or tax advisor. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for availability, details and limitations.
No bank guarantee.
Not a deposit.
May lose value.
Not FDIC/NCUA insured.
Not insured by any federal government agency.
