Investment Allocation: It's All About You

Wondering what mix of investment options suits you as you prepare to live in retirement? Fortunately, you know an expert... yourself. How you create your investment strategy is all about you and your preferences.

Choosing investments for your variable annuity from Integrity or National Integrity is easy using the professional models created by Ibbotson© Associates and centered on your profile. Target your investment preferences using the appropriate Asset Allocation brochure:

  • Determine your investment personality
  • Take account of your financial goals as they relate to your time horizon
  • Consider your tolerance for market fluctuations
  • Identify a mix of investment options that may suit your personality
  • Pursue your retirement dreams by developing a strategy based on your investment objectives.

Begin the discussion with your financial professional today.


We Team Up with Ibbotson to Help You Determine Your Asset Allocation

When you invest in a variable annuity from our company, a strategic asset allocation service from Ibbotson Associates comes at no additional cost. It can help you identify the mix of asset categories that pursue the balance of growth potential and return stability that suits you.

Ibbotson Associates is a leading independent asset allocation expert. Its mission is to help investors reach financial goals by providing innovative asset allocation solutions. Its experienced consultants serve banks, broker-dealers and insurance companies worldwide. Ibbotson applies academic research and proprietary methodology to create portfolios using more than 30 years of asset allocation and investment theory. Founded in 1977, Ibbotson is a Morningstar company.

 

 

Variable annuities are issued by Integrity Life Insurance Company, Cincinnati, OH, or National Integrity Life Insurance Company, Greenwich, NY, and offered by Touchstone Securities, Inc.,* Cincinnati, OH. All companies are members of Western & Southern Financial Group. Integrity operates in DC and all states except NH, NY, ME and VT where National Integrity operates. W&S Financial Group Distributors is an affiliated agency of issuer. Issuer has sole financial responsibility for its products.

Investment return and principal value of an investment in a variable annuity will fluctuate, so units, when redeemed, may be worth more or less than their original cost.

Investors should carefully consider the investment objectives, risks, charges and expenses of the contract and the underlying investment options. This and other information is contained in the product and the underlying fund prospectuses and, if available, summary prospectuses. For prospectuses, call 800.325.8583 or visit WSFinancialPartners.com. Please read the prospectuses carefully before investing.

*A registered broker-dealer and member FINRA / SIPC.

Related Links

© 2015 Ibbotson Associates, Inc. Used with permission. All rights reserved. Ibbotson is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc.


Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. Products are backed by the full financial strength of Integrity Life Insurance Company and National Integrity Life Insurance Company. There is no guarantee of the investment performance or safety of the variable investment options in this variable annuity.

Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax. Withdrawals may be subject to charges. Western & Southern member companies and their agents do not offer tax advice. For specific tax infomation, consult your tax advisor or attorney. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Product and feature availability, as well as benefit provisions, vary by state.

No bank guarantee.

Not a deposit.

May lose value.

Not FDIC/NCUA insured.

Not insured by any federal government agency.

Updated 10.8.15

CF-60-0000-1512