Critical Illness Plus

Being prepared for the unexpected in life can make all the difference for your family's financial well-being. With Critical Illness Plus insurance, an individual limited benefit health insurance policy, you can help fill the financial gaps not covered by traditional health, disability and life insurance if a critical illness occurs. This policy provides a lump sum benefit upon diagnosis of certain critical health conditions to help you replace lost income, pay health insurance co-pays and deductibles, cover household and child care expenses and more. Having additional financial support during a critical illness can let you concentrate on what's most important – getting well. Available to issue ages 18-69 (18-64 in CA), with coverage amounts from $10,000 to $100,000. Critical Illness Plus has a simple application process and a policy decision is returned within minutes.

Critical Illness Plus insurance does not replace the need for health insurance. You must qualify for insurance products.

Issuer(s): The Western and Southern Life Insurance Company

Critical Illness Plus:

Critical Illness Plus is a limited benefit health insurance policy issued and guaranteed by The Western and Southern Life Insurance Company (Western & Southern Life), Cincinnati, Ohio. Western & Southern operates in DC and all states except AK, CT, ME, NH, NY and VT. W&S Financial Group Distributors, Inc. is an affiliated agency of the issuer. Issuer has sole financial responsibility for its products. All are members of Western & Southern Financial Group.

This Critical Illness Plus insurance policy, as well as the Accidental Death Benefit rider if elected, contain exclusions, limitations and terms for keeping it in force. Policy availability, benefits, coverage, exclusions and limitations may vary by state. Limited Benefit Health Insurance policy series 0907-80 and Accidental Death Benefit Rider series 0107-85.

W&S Financial Group Distributors is an affiliated agency of the issuer. Issuer has sole responsibility for its products. Products may not be available in all states. For complete coverage information and product availability, contact your financial representative.

NOTE: Product availability may vary by distribution channel and state availability. Please consult your financial professional for the products they represent.

No bank guarantee.

Not a deposit.

May lose value.

Not FDIC/NCUA insured.

Not insured by any federal government agency.

Updated 10.9.15

CF-60-0000-1512